HRA Calculator — Tax Exemption Under Section 10(13A)
House Rent Allowance (HRA) is a component of salary that can be partially or fully tax-exempt if you live in a rented accommodation. The exemption is the minimum of three values.
HRA Exemption = Minimum of:
- Actual HRA received from employer
- 50% of Basic (metro) or 40% of Basic (non-metro)
- Rent paid − 10% of Basic Salary
Metro vs Non-Metro
Metro cities are Delhi, Mumbai, Chennai, and Kolkata. For these cities, 50% of basic salary is used. For all other cities, 40% applies. Choose correctly to get accurate results.
No HRA in New Tax Regime
Under the new tax regime (Section 115BAC), HRA exemption is NOT available. This calculator applies to the old tax regime only.
What is the HRA Calculator?
The HRA Calculator is a comprehensive, free online tool specifically designed to help you calculate hra tax exemption — metro & non-metro. maximize your salary deductions. Whether you are a professional or just someone looking to manage their personal finances more effectively, our HRA Calculator provides instant, highly-accurate results without requiring any sign-ups or downloads.
Free HRA exemption calculator India. Calculate how much of your HRA is tax-free under Section 10(13A).
How to use this HRA Calculator
Using our HRA Calculator is simple and intuitive. Just input your required metrics into the form above, and the calculator will instantly map out your exact results alongside any applicable charts and comparative data. Adjust the sliders to run different "what-if" scenarios, and click the Export as PDF button at the top to securely save or print your results. All calculations happen directly in your browser, guaranteeing 100% privacy for your data.
Why choose CalcPro's Tools?
Our suite of 56 professional-grade calculators is engineered for pinpoint precision and built fully responsive for every device. The HRA Calculator is kept up-to-date with the latest state and central tax slabs, allowing you to trust the figures it provides.